Debt Help Blog

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Cash 4 U Now: Unmasking the Payday Loan Predator!

In the complex world of finance, understanding your options ...
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Oriel Collections: The Ultimate Guide to Fighting Back!

Debt has become an increasingly significant concern for many ...
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Pastdue Credit Sending Letters? Find Out How to Make Them Stop!

Dealing with debt can be a daunting experience, especially ...
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Debt Managers Ltd: The Secrets They Don’t Want You to Know!

In the complex world of finance, debt is an ...
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Reston Solicitors: What to do When you Receive Correspondence

Reston Solicitors, known for their relentless pursuit of debt ...
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Robinson Way: Can They Really Take Your Money? Find Out Now!

Discover the truth about Robinson Way debt collection. Unravel ...
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PRA Group UK: Exposing the Debt Collection Giant’s Tactics!

Learn about PRA Group UK before paying your debts. ...
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Bristow and Sutor: How to Successfully Negotiate Your Personal Debts!

Discover effective strategies to negotiate your personal debts with ...
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Marstons Bailiffs: The Day They Came Knocking and How I Handled It!

Discover a firsthand account of dealing with Marstons Bailiffs. ...
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BW Legal: Your Guide to Dealing with Debt Collectors Effectively!

Discover how to effectively handle BW Legal, a leading ...
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BPO Collections: The Insider’s Guide to Debt Resolution!

Discover the ins and outs of BPO Collections in ...
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What Happens If I Ignore a CCJ? Find Out the Consequences!

Every year, thousands of people in the UK receive ...
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Can You Get a Mortgage with an IVA? What Lenders DON’T Want You to Know!

In this comprehensive guide, we explore the realities of ...
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CCJ Set Aside – A Guide to Clearing Your Credit Record

A CCJ is typically issued when you've been unable ...
How Long Does an IVA Last - The Comprehensive Guide

How Long Does an IVA Last – Everything you Need to Know!

Individual Voluntary Arrangements (IVAs) are a popular debt solution ...
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How Long Do Bankruptcies Last UK? The Answer May Surprise You!

Uncover the surprising facts on 'How Long Do Bankruptcies ...
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Can Bailiffs Take My Car? What You Need to Know

Are you wondering, "Can bailiffs take my car?" Understanding ...
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What Can Bailiffs Take – Understanding Their Rights and Limits

Bailiffs are authorised individuals who play a pivotal role ...
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Meaning of IVA Revealed: This Secret Could Change Your Life!

Unlock the secret behind the Meaning of IVA, a ...
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HMRC Debt Collection Nightmares: Surviving the Unexpected Twists!

Discover how to overcome HMRC Debt Collection hurdles as ...
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Can Bailiff Force Entry? Prepare to be Shocked!

Dealing with debt where bailiffs are concerned can be ...
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How Long Does A CCJ Last? Discover the Answer Here!

A CCJ is a type of court order in ...
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IVA or Debt Relief Order: Which is Best?

When faced with mounting debts, it can be overwhelming ...
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Advantis HMRC Debt Collection: Should you Pay or Avoid?

Advantis HMRC offers a comprehensive range of tax solutions, ...
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Does Gambling Affect Credit Score? What the Experts Say!

Uncover the truth about the impact of gambling on ...
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How Long Does a Default Last? The Answer May Surprise You!

Uncover the surprising truth about 'how long does a ...
How long do credit defaults stay on file - The truth revealed

How Long Do Credit Defaults Stay on File? The Truth About Timescales

Navigating the intricate world of finance can be a ...
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Help to Save: Ways to save Money and the Environment

The most significant riches we possess are our planet ...
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IVA Pros and Cons – A Comprehensive Guide for Individuals

An Individual Voluntary Arrangement, commonly known as an IVA, ...
Government loans debt consolidation - Separating the facts from the fiction

Government Loans Debt Consolidation – The Truth You Need to Know!

Debt can feel like a heavy burden, and the ...
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High Court Writ: Understanding Debt Collection and Your Options

One term that frequently surfaces in debt recovery is ...
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Statute Barred Debts: What You Need to Know

Statute barred debts refer to a legal stipulation which ...
Repay My Debt DWP - Strategies for dealing with DWP Debt Management

Repay My Debt DWP: What You Need to Know About Dealing with Benefit Debts

Debt can have a significant impact on our financial ...
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Is an IVA Worth It? A Comprehensive Guide to the Pros and Cons

In this comprehensive guide, we will delve deep into ...
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Debt Management HMRC: Unearth Hidden Techniques to Become Debt Free in Record Time!

Discover the insider tips and tricks to effectively navigate ...
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Debt Management DWP Breakthroughs: Transform Your Financial Destiny Today!

Unlock the power of Debt Management DWP strategies with ...
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Debt Written Off: Get Rid of the Financial Burden Now!

Dealing with debt can be an incredibly stressful experience. ...
'Beat the Bailiffs Vulnerability Letter' is a powerful tool. Keep the Bailiffs at bay

Beat the Bailiffs Vulnerability Letter: Unearth This Secret Strategy Today!

Unlock the power of the Beat the Bailiffs Vulnerability ...
Life After a Debt Relief Order - What Happens Next!

Life After a Debt Relief Order (DRO) – What Happens Next?

Are you ready to break free from the shackles ...
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What Can Bailiffs Take? A Guide to Bailiff Seizures

Welcome to our comprehensive guide on 'What Can Bailiffs ...
The concept of IVA loopholes

IVA Loopholes – Do They Really Exist?

An IVA is a formal, legally binding agreement between ...
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Unpaid Council Tax From Years Ago – Scary Consequences of Ignoring. Act Now!

Discover the startling realities and implications of ignoring unpaid ...
Pros and cons of bankruptcies UK - What You Need to Know

Pros and Cons of Bankruptcies UK – What you Need to Know

In this article, we will explore the pros and ...
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IVA Car Finance: Options, Eligibility, and Repayment Advice

When it comes to managing finances, balancing the need ...
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Rent Arrears: Expert Tips for Tenants

When it comes to housing, one of the most ...
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Loans to Consolidate Debt – Find your Financial Solution

Navigating the landscape of personal loans and borrowing money ...
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Work from Home Tax Relief – A Comprehensive Guide

Over the past few years, there has been a ...
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Master Credit Scoring: Unlock Your Financial Potential

Have you ever wondered how credit card companies decide ...
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Cost of Living 2023 – 2024: A Comprehensive Guide for information

Income benefits and tax credits are essential for many ...

Can Council Tax Debt be Written Off – What You Need to Know!

In the post Covid-19 world and with inflation currently ...
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Do you owe Lantern Debt Recovery Services?

Lantern Debt Recovery Services buy existing debt from several ...
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Do you owe money to Cabot Financial?

Cabot Financial buy existing debt from several different companies ...
Arrow Global

Do you owe Arrow Global? Get Help Here

Arrow Global buy existing debt from several different companies. ...
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Do you owe Lowell Financial? Get Help Here

Lowell Financial buy existing debt from several different companies. ...
How does an IVA affect credit rating

How Does an IVA Affect Credit Rating – What You Need to Know!

Individual Voluntary Arrangements (IVAs) are a popular debt solution ...
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The Hidden Cost of Debt: What You Need to Know About Interest Rates and Fees

Debt can be an advantageous tool for meeting your ...
Alternatives to Common Household Appliances

6 Step Guide to Budget Planning

Unlock the door to financial success by mastering the ...
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Crypto Asset speculation is leading to UK personal insolvencies.

“We’ve noticed a steep increase in “crypto asset losses” ...
Beat the January spending blues

How to Survive the January Spending Blues

With the holiday season comes a real temptation to ...
IVA Spending Restrictions

What Are IVA Spending Restrictions? Things You Need to Know

What are IVA spending restrictions? If you're in an ...
Credit scoring and how it can impact your ability to borrow

What is a Credit Report? The Facts You Need to Know

What is a credit report? It's a common question, ...
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Financial Goals for The New Year – Take Control of 2023

With 2022 coming to an end and the new ...
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How To Recognise Financial Abuse and Get The Right Help

When people hear the term “domestic abuse,” they often ...
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Vulnerability and in Debt? – What You Need to Know

The debt collection process and vulnerability often go hand ...
IVA Spending Restrictions

What Are IVA Spending Restrictions?

If you've looked into all debt solutions and decided ...
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Single Parent in Debt — a Hidden Problem

For many years, people have been living with the ...
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How Much Debt Is Normal? Good Debts Vs Bad Debts

Although debt may seem like a negative thing, it ...
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Will my loved ones owe money if I die with debt?

The deceased's outstanding debts don't get passed on to ...
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Debt and Isolation – How to Beat the Odds

For many people, feeling debt isolation and loneliness because ...
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How much should I offer to settle my IVA early?

An Individual Voluntary Agreement, or IVA for short, is ...
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Does An IVA Affect My Partner? – What You Need to Know

Although an Individual Voluntary Arrangement (IVA) has helped many ...
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5 Amazing Christmas Money Saving Tips

If you want to save money this festive season, ...
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6 Amazing Ways to save on Common Household Appliances

Because the cost of living has increased, people are ...
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Get a Mortgage During an IVA – The Expert Guide

Although discouraged, it is not impossible to take out ...
Will an IVA Affect My Job

Can An IVA Affect My Job – What You Need to Know

Although in most cases a person's job or career ...
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What is Equity Release? – Answers Here

Equity release, sometimes known as a "lifetime mortgage" or ...
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Exhausting your money on petrol costs? 6 Top Tips

The lockdown forced us to change our daily habits, ...
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How to get Individual Voluntary Arrangement Accepted

When you submit a proposal for an Individual Voluntary ...
Loan Shark

Everything you need to know about Loan Sharks!

According to a study published by the Centre for ...
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What Is Inflation? Key Things You Need To Know!

You go to the supermarket and purchase items that ...
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Common misunderstandings about payday loans!

Payday loans are a common type of borrowing for ...
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How can I Check My Credit Score? Answers here!

If you are thinking "how can I check my ...
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Financial Considerations For Pet Owners – What You Need To Know

It is no secret that welcoming a new pet ...
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A guide to save money on unused household appliances

If despite your best efforts to cut costs, your ...
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How to Financially Prepare for Winter – Top Tips!

Winter is the most beautiful season of the year ...
Statute Barred

Statute Barred Debt: Things you need to know!

Although it's not a common occurrence, a statute barred ...
Debt Anxiety

Beat Debt Anxiety – How to Overcome The Burden

Debt is a reality that many people face for ...
Credit Report

Have a Default on Credit Report? Help is here!

If you don't make your credit card or loan ...
IVA Questions

Any questions on IVAs? Answers Here!

In this article, we look at many questions on ...
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Attachment of Earnings Order – What You Need to Know

If you do not comply with the terms of ...
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Self-Employed IVAs: What Do You Need to Know?

If you're a self-employed individual operating as a sole ...
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What Happens if I Stop Paying My IVA?

One question potential IVA clients ask is "What happens ...
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10 Ways to Save on Household Expenditure – Money Saving Tips

With utility providers sent to increase energy bills by ...
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Are IVAs good or bad? – A Guide

There are advantages and disadvantages to an IVA. So ...
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Energy Price Cap – October & Beyond – The Cost of Living Crisis

What is The Energy Price Cap? The energy price ...
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Write off Unsecured debts – Possible?

The short answer to write off unsecured debts is ...
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Council Tax Help and Advice

Council tax is an annual fee your local authority ...

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Become Debt Free

Contact Us

Tel: 0113 237 9500

info@becomedebtfree.co.uk

Re10 (Finance) Ltd, York House Unit 4, Gemini Business Park, Sheepscar Way, Leeds, LS7 3JB
Insolvency Practitioner, image words The Insolvency Service
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Customers can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service visit www.moneyadviceservice.org.uk. MAS is part of the Money & Pensions Service. We are not affiliated with MAS in any way.

Become Debt Free is a trading style of Re10 (Finance) Limited Registered Number 04651137.  Data Protection Act Registration Number – Z8613095

Become Debt Free specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland.  We do not administer Debt Management Plans, Debt Relief Orders, or any other debt solutions.  We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment.

* To qualify for debt write off in an IVA with us, you must have a minimum of £7,000 of qualifying unsecured debt owed to two or more creditors.  The amount of debt write off is based on your own personal circumstances – typically this could be up to 85% of what you owe; and this has been achieved by over 10% of our customers who have successfully completed their IVA’s in the last 12 months.  The amount of debt write off differs for each customer and is dependent upon their individual financial circumstances and subject to the approval of their creditors.

Andrew Bowers is authorised in the UK to act as Insolvency Practitioner by the Insolvency Practitioners Association.

 

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