Become debt free and keep your smile!

  • Write off up to 85% of your debt*
  • Lower monthly payments
  • Freeze interest and payments
  • Stop creditor contact
  • Become Debt Free!

Don't Let Debt Change Your Smile

You don’t have to struggle alone. We’ve helped thousands of people to regain control of their finances and lives

Every day we help people like you manage their debts and become debt free.  Being in debt can be an overwhelming and debilitating experience.  It can happen to anyone and at any time.

We understand the stress of living with financial strain and take the time to examine all your options and pick the ones that will help you the most.

Do you Qualify for a Debt Write Off?

Select Multiple
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No time for a phone call?
Get in touch using Whatsapp!

The service is totally free, unbiased and confidential.

4 Steps to Debt Relief

Writing OFF your Debt has never been so easy, Become Debt Free will take you through 4 Easy Steps, Its Time to put the Smile back on your face!

  • 1
    Getting Started

    Answer a few simple questions by completing our online form above.

  • 2
    Speak to a Debt Expert

    Schedule a call to discuss your options with one of our experienced debt specialists

  • 3
    Choose your Plan

    Select the right plan for your situation and needs based on the advice you have received

  • 4
    Feel like you again

    Focus on enjoying life, safe in the knowledge that you can smile because you’re on the road to become debt free!

Happy debt free family

What our customers are saying.

We’re committed to offering straight-forward and professional advice and customer feedback is vital to helping people just like you.

Excellent service. All sorted within a month. Would recommend. Friendly and efficient service. I can’t thank BecomeDebtFree enough?

Thanks for helping me through this difficult time. The stress has gone and I can finally get a good night’s sleep.

Stephanie - Newcastle


Absolutely brilliant service and amazing team of people from start to finish. Answered all my questions and got me put onto an affordable monthly payment plan to clear my debts. Highly recommended

Jamie - Bath


Example Case

Client Name: Jane Lowell
Smile Meter: Low
Total Debt: £15,000

Repayments Before IVA

Total Monthly Repayments
Before IVA
£465 per month

Repayments After IVA

One Affordable Monthly
Repayment After IVA
£100 per month

Why us?

Top Ranking

We are officially ranked one of the top debt relief companies in the UK.

Helping People

We’ve helped thousands of people become debt free across the UK.

Expert Advice

We’ve got more than 120 years combined experience in debt.

Trust Pilot Reviews
Business woman looking at files

Our Team

Some of the people behind all the magic who are on a mission to make the world a better place.

Team Photo - Andy Bowers
Don Draper
Team Photo - Anna
The Counsellor
Team Photo - Eddie
The Cheesy Dad Joker
Team Photo - Joanna
Goody Two Shoes
Team Photo - Wendy
Queen Bee
Team Photo - Nathan
The Kid
The Flowerpot Man
Team Photo - Colin
Client Calmer
The Hippie
Andy H
The Hickster
Team Photo - Andy Mac
Andy Mc
Return of the Mac

Get Help With Any Type Of Credit Card Debt!

We can help you manage debts with some of the biggest creditors in the UK.
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Get Your Smile Back! Get Started Today!

Our Debt Blog

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Try our BDF Benefits Calculator

Our benefits calculator will help you find out what benefits you can claim.


Our budgeting tool puts you in charge

The first vital step in taking control of your finances is to create your own personal budget plan. Our user friendly budget planner is free to use and should only take minutes to complete if you have all your financial information to hand.

Budgeting Tool V2

Proud to Support

Supporting Shelter
Supporting Mind
Living Wage Employer
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Contact Us

Tel: 0113 237 9500
Re10 (Finance) Ltd, York House Unit 4, Gemini Business Park, Sheepscar Way, Leeds, LS7 3JB
Trust Pilot Reviews
R3 Business Accreditation
Insolvency Practitioners Association Accreditation
Customers can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. For more information from the Money Advice Service visit MAS is part of the Money & Pensions Service. We are not affiliated with MAS in any way.

Become Debt Free is a trading style of Re10 (Finance) Limited Registered Number 04651137.  Data Protection Act Registration Number – Z8613095

Become Debt Free specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland.  We do not administer Debt Management Plans, Debt Relief Orders, or any other debt solutions.  We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment.

* To qualify for debt write off in an IVA with us, you must have a minimum of £7,000 of qualifying unsecured debt owed to two or more creditors.  The amount of debt write off is based on your own personal circumstances – typically this could be up to 85% of what you owe; and this has been achieved by over 10% of our customers who have successfully completed their IVA’s in the last 12 months.  The amount of debt write off differs for each customer and is dependent upon their individual financial circumstances and subject to the approval of their creditors.

Andrew Bowers is authorised in the UK to act as Insolvency Practitioner by the Insolvency Practitioners Association.


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