Become debt free and keep your smile!

  • Write off up to 85% of your debt
  • Lower monthly payments
  • Freeze interest and payments
  • Stop creditor contact
  • Become Debt Free!

Don't Let Debt Change Your Smile

You don’t have to struggle alone. We’ve helped thousands of people to regain control of their finances and lives

Every day we help people like you manage their debts and become debt free.  Being in debt can be an overwhelming and debilitating experience.  It can happen to anyone and at any time.

We understand the stress of living with financial strain and take the time to examine all your options and pick the ones that will help you the most.

Do you Qualify for a Debt Write Off?

Select Multiple
See our Privacy Policy for more information. Become Debt Free is GDPR compliant

No time for a phone call?
Get in touch using Whatsapp!

The service is totally free, unbiased and confidential.

4 Steps to Debt Relief

Writing OFF your Debt has never been so easy, Become Debt Free will take you through 4 Easy Steps, Its Time to put the Smile back on your face!

  • 1
    Getting Started

    Answer a few simple questions by completing our online form above.

  • 2
    Speak to a Debt Expert

    Schedule a call to discuss your options with one of our experienced debt specialists

  • 3
    Choose your Plan

    Select the right plan for your situation and needs based on the advice you have received

  • 4
    Feel like you again

    Focus on enjoying life, safe in the knowledge that you can smile because you’re on the road to become debt free!

Happy debt free family

What our customers are saying.

We’re committed to offering straight-forward and professional advice and customer feedback is vital to helping people just like you.

Excellent service. All sorted within a month. Would recommend. Friendly and efficient service. I can’t thank BecomeDebtFree enough?

Thanks for helping me through this difficult time. The stress has gone and I can finally get a good night’s sleep.

Stephanie - Newcastle


Absolutely brilliant service and amazing team of people from start to finish. Answered all my questions and got me put onto an affordable monthly payment plan to clear my debts. Highly recommended

Jamie - Bath


Example Case

Client Name: Jane Lowell
Smile Meter: Low
Total Debt: £15,000

Repayments Before IVA

Total Monthly Repayments
Before IVA
£465 per month

Repayments After IVA

One Affordable Monthly
Repayment After IVA
£100 per month

Why us?

Top Ranking

We are officially ranked one of the top debt relief companies in the UK.

Helping People

We’ve helped thousands of people become debt free across the UK.

Expert Advice

We’ve got more than 120 years combined experience in debt.

Trust Pilot Reviews
Business woman looking at files

Our Team

Some of the people behind all the magic who are on a mission to make the world a better place.

Team Photo - Andy Bowers
Don Draper
Team Photo - Anna
The Counsellor
Team Photo - Eddie
The Cheesy Dad Joker
Team Photo - Joanna
Goody Two Shoes
Team Photo - Wendy
Queen Bee
Team Photo - Nathan
The Kid
Cat Man
Team Photo - Colin
Client Calmer
The Hippie
Andy H
The Hickster
Team Photo - Andy Mac
Andy Mc
Return of the Mac

Get Help With Any Type Of Credit Card Debt!

We can help you manage debts with some of the biggest creditors in the UK.
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Get Your Smile Back! Get Started Today!

Our Debt Blog

News & Announcements From Become Debt Free

Tenants: How to Freeze Rent Payments during the coronavirus crisis
In addition to the efforts made by the government ...
How to take a Mortgage Holiday during coronavirus crisis
We welcome the Financial Conduct Authority’s temporary financial relief ...
Coronavirus – Personal Financial Considerations
For many people, the shut-down of services will affect ...

OUR BDF APP Coming Soon!

Our New DEBT Help app is coming in 2020!

Iphone App

Proud to Support

Supporting Shelter
Supporting Mind
Living Wage Employer
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Contact Us

Tel: 0113 237 9500
Re10 (Finance) Ltd, York House Unit 4, Gemini Business Park, Sheepscar Way, Leeds, LS7 3JB
Trust Pilot Reviews
Disability Confident Accreditation
The Money Advice Service Accreditation
R3 Business Accreditation
Insolvency Practitioners Association Accreditation

"Become Debt Free" is a trading name of Re10 (Finance) Ltd (company number 4651137) with offices based in Leeds and London. We specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland. We do not administer Debt Management Plans, Debt Relief Orders, or any other debt solutions.  We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment. Re10 is regulated by the Insolvency Practitioners Association.

To qualify for debt write off in an IVA with us, you must have a minimum of £7,000 of qualifying unsecured debt owed to two or more creditors. A debt write off amount of between 25% and 75% is realistic, however the debt write off amount for each customer differs depending upon their individual financial circumstances and is subject to the approval of their creditors.

Andrew Bowers FIPA FABRP is authorised by the Insolvency Practitioners
Association to act as a Licensed Insolvency Practitioner.

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